If you were 25 years old, would you start a Roth IRA or purchase Series "I" Savings Bonds?
Conventional wisdom is to start a Roth IRA because of the power of compounding. However, looking your money away for 40+ years can be challenging.
Series "I" Bonds will also compound (at a lower rate), but you can also use them as an emergency fund. Plus, they are tax-free until you liquidate them.
Realizing that the American dream costs $5 million, we need to be more intentional with our money. Locking away tons of money throughout our expensive years may not be as wise as before.
